Credit Cards for Bad Credit
Looking for the best credit cards for bad credit? The following list of credit cards, secured credit cards, and prepaid cards are designed for people with bad credit or less than perfect credit. Compare credit cards and choose from both secured and unsecured credit card offers below.
Note: Credit scores are a way to represent the creditworthiness of a person and may be one of the many indicators to the credit type you are eligible for. This is because your credit score alone does not guarantee approval for any credit card offer.
Cards by Credit Score: No Credit | Bad | Poor | Fair | Good | Excellent
Cards by feature: Low APR | PrePaid | Secured | Student
Bad Credit Credit Card Offers
Applied Bank® Secured Visa® Gold Credit Card
- Guaranteed Approval Regardless of Your Past Credit History
- 9.99% Low Fixed APR - Your Rate Won't Change Even if You Are Late
- Choose Your Credit Limit - From $200 to $5,000
- Highest Ratings for Financial Strength and Security in the Country
Green Dot® Prepaid MasterCard®
- Free $0 activation online - with no credit check!
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No overdraft fees
- Access to over 18,000 MoneyPass® ATMs
Green Dot® Gold Prepaid Visa® Card
- $0 activation online - with no credit check!
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No overdraft fees
- Access to over 18,000 MoneyPass® ATMs
Walmart MoneyCardsm Visa® Prepaid Card
- No issuance fee online
- No credit check or bank account required
- Use everywhere Visa debit is accepted
- $10 bonus with qualifying Direct Deposit (for a limited time only)
READYdebit® Prepaid Visa® Card
- 100% Guaranteed Approval* - No Credit Checks
- Free Direct Deposit - paycheck, benefits, tax refunds
- Free Online Bill Payment & Check Writing
- No Overdraft Fees or Balance Minimums
READYdebit® Platinum Visa® Prepaid Card
- Free Direct Deposit - paycheck, benefits, tax refunds
- Free Credit Score Tracker
- Free Online Bill Payment & Check Writing
- No Credit Check, no Overdraft Fees or Balance Minimums
Vision Premier Card
- Get 1% Cash Back on Gas Purchases
- No Credit Check, No Overdraft Fees, and No Interest Fees
- Free Savings Account and Free Roadside Assistance
- Free Direct Deposit and Free Bill Pay so you can manage your money better
BuyRIGHT Pre-Paid MasterCard®
- Guaranteed Rewards- you can pick iTunes, RedBox, Cash, Starbucks and More!
- No credit check, 100% approved!*
- Travel, Rent Cars, Reserve Hotels, Shop Online safely!
- Online bill pay, Earn REWARDS, FREE Direct Deposit!
UPside Visa® Prepaid Card
- Save up to $220 compared with other prepaid cards
- Similiar to a checking account. No credit check. No activiation fee.
- $0.99 monthly fee with total load of $500 or more
- Free Direct Deposit from employers or load cash at 50,000 retailers
UPside Student Prepaid Visa® Card
- A card truly designed for the 13-25 age group and their parents
- Full parental control. Safer than cash
- Parents can load the card online from their own credit card or checking account
- Instant online funding, great for emergencies when your child is away from home
iBankUp Visa® Prepaid Card
- Similar to a checking account, even if you have bad credit.
- Free Direct Deposit from your employer. Deposit cash at 50,000 retailers.
- Write personal checks online, we mail them for you!
- All for only $0.99/monthly, including a Visa prepaid card
NetSpend® Visa® Prepaid Debit Card
- 100% Approval - No credit check required*
- Get paid up to 2 days faster with free Direct Deposit*
- Pay rent, utilities and other bills online or over the phone
- Track spending with online budgeting tools and alerts to your mobile phone
Baby Phat Prepaid Visa® RushCard
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Prepaid Visa® RushCard
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Black Diamond Prepaid Visa® RushCard
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Purple Diamond Prepaid Visa® RushCard
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Prepaid Visa® KLS RushCard
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Prepaid Visa® Pink Diamond RushCard
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
Prepaid Visa® Dynasty RushCard
- Free Direct Deposit - sign up now and have a safe place to put your tax refund
- Guaranteed approval - no credit check required
- Online bill pay and free text alerts
- Free Prescription Discount Card from RushCard - save up to 85% on prescriptions
mPower™ Visa® Prepaid Card
- 100% Guaranteed Approval* - No Credit Checks
- $25 Cash Bonus, Free Activation and $0 Monthly when you use Free Direct Deposit
- Quick and Safe Access to your Money
- Easy Online Bill Pay
PEX Visa® Prepaid Card For Business
- Instantly fund employee purchases.
- Save money - no surprise interest charges or overdraft fees.
- Free Trial Period - No Monthly Fee for at least 2 months after you enroll
- No deposit fees
Wired Plastic® Pink Ribbon Visa Prepaid Card
- Make a difference - With every signature purchase you are helping to fight against breast cancer.
- 100% Guaranteed Approval* - No Credit Check, income requirements, or bank account required!
- FREE Direct Deposit - Eliminate check cashing fees
- FREE Rewards Program - Earn 1 point for every $1 spent. Points never expire!
Orchard Bank Classic MasterCards®
- An excellent credit card for help rebuilding credit reports to 3 major credit bureaus monthly!
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
Orchard Bank Visa® Cards
- Reports to 3 major credit bureaus monthly providing you the opportunity to rebuild your credit
- Acceptance at millions of locations including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages are available to remind you of your upcoming payment due date
American Express® Prepaid Card
- The benefits of Cardmembership start here!
- No Monthly, Annual or Purchase Fees
- No Overdraft, Inactivity or Foreign Exchange Fees
- No Credit Check
Credit Score Alerts Find out when your Score changes. This could help you qualify for better interest rates and lower monthly payments on new loans. Find out how it's calculated, which factors impact it, and the best time to apply for credit.
Equifax 3-in-1 Monitoring with Credit Score Free 30-day trial offer. Get your Equifax score and receive alerts within 24 hours of key changes.
