Credit Cards with Low APR
Find low interest credit cards that feature the lowest interest rates on the market. Designed for customers with excellent credit, these cards are great for debt consolidation. Watch out for rate increases after an introductory period.
Note: Credit scores are a way to represent the creditworthiness of a person and may be one of the many indicators to the credit type you are eligible for. This is because your credit score alone does not guarantee approval for any credit card offer.
Cards by Credit Score: No Credit | Bad | Poor | Fair | Good | Excellent
Cards by feature: Low APR | PrePaid | Secured | Student
Low APR Credit Card Offers
IBERIABANK Visa® Classic
- No annual membership fee
- Low variable rate of 7.25%, 10.25% or 13.25% based on creditworthiness. This APR will vary with the market based on the Prime Rate
- Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
IBERIABANK Visa® Gold
- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
- Earn 1% in cash back credit on all qualifying purchases.
- No limit on cash back; no expiration date on eligibility for accounts in good standing
IBERIABANK Visa® Platinum
- Earn 1 bonus point for every $1 in qualifying net retail purchases, can redeem for merchandise with as little as 700 points.
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- No annual membership fee
IBERIABANK Visa® Select
- Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period.
- Online access to credit card account information
- Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
- Low Annual Fee of $35.00.
Simmons First Visa® Platinum
- Excellent credit required - applicants that do not have excellent credit will not be
approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No annual fee
Simmons First Visa® Platinum Rewards
- Excellent credit required - applicants that do not have excellent credit will not be
approved
- Low 9.25% variable standard purchase APR and platinum benefits
- Choose any U.S. based airline or ticket class. No blackout dates or seating
restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and
restaurants
Credit Score Alerts Find out when your Score changes. This could help you qualify for better interest rates and lower monthly payments on new loans. Find out how it's calculated, which factors impact it, and the best time to apply for credit.
Equifax 3-in-1 Monitoring with Credit Score Free 30-day trial offer. Get your Equifax score and receive alerts within 24 hours of key changes.
