Prepaid Cards and Credit Cards for Poor Credit
Even with a poor credit score, there are several great credit card offers from which you can choose.
Note: Credit scores are a way to represent the creditworthiness of a person and may be one of the many indicators to the credit type you are eligible for. This is because your credit score alone does not guarantee approval for any credit card offer.
Cards by Credit Score: No Credit | Bad | Poor | Fair | Good | Excellent
Cards by feature: Low APR | PrePaid | Secured | Student
Poor Credit Credit Card Offers
Green Dot® Prepaid MasterCard®
- Free $0 activation online - with no credit check!
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No overdraft fees
- Access to over 18,000 MoneyPass® ATMs
Green Dot® Gold Prepaid Visa® Card
- $0 activation online - with no credit check!
- Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
- No overdraft fees
- Access to over 18,000 MoneyPass® ATMs
Credit One Bank Platinum Visa®
- Pre-Qualify for a Visa credit card without affecting your credit score
- Get a starting credit line up to $1,500
- No enrollment and no over the credit limit fees
- Choose your card design from our premium gallery
Visa® Platinum from Credit One Bank
- Get Pre-Qualified in less than a minute
- Includes online access to your monthly Credit Score
- Platinum Status
- Automatic credit line increase reviews
Horizon Gold Card
- Guaranteed approval!
- Bad credit accepted!
- No employment check!
- Reports to a major credit bureau!
READYdebit® Prepaid Visa® Card
- 100% Guaranteed Approval* - No Credit Checks
- Free Direct Deposit - paycheck, benefits, tax refunds
- Free Online Bill Payment & Check Writing
- No Overdraft Fees or Balance Minimums
READYdebit® Platinum Visa® Prepaid Card
- Free Direct Deposit - paycheck, benefits, tax refunds
- Free Credit Score Tracker
- Free Online Bill Payment & Check Writing
- No Credit Check, no Overdraft Fees or Balance Minimums
Vision Premier Card
- Get 1% Cash Back on Gas Purchases
- No Credit Check, No Overdraft Fees, and No Interest Fees
- Free Savings Account and Free Roadside Assistance
- Free Direct Deposit and Free Bill Pay so you can manage your money better
UPside Visa® Prepaid Card
- Save up to $220 compared with other prepaid cards
- Similiar to a checking account. No credit check. No activiation fee.
- $0.99 monthly fee with total load of $500 or more
- Free Direct Deposit from employers or load cash at 50,000 retailers
UPside Student Prepaid Visa® Card
- A card truly designed for the 13-25 age group and their parents
- Full parental control. Safer than cash
- Parents can load the card online from their own credit card or checking account
- Instant online funding, great for emergencies when your child is away from home
iBankUp Visa® Prepaid Card
- Similar to a checking account, even if you have bad credit.
- Free Direct Deposit from your employer. Deposit cash at 50,000 retailers.
- Write personal checks online, we mail them for you!
- All for only $0.99/monthly, including a Visa prepaid card
mPower™ Visa® Prepaid Card
- Fast, easy application - No Credit Checks
- $10 Cash Bonus, Activation & Monthly Fees refunded when you use Free Direct Deposit
- Quick and Safe Access to your Money
- Easy Online Bill Pay
PEX Visa® Prepaid Card For Business
- Instantly fund employee purchases.
- Save money - no surprise interest charges or overdraft fees.
- Free Trial Period - No Monthly Fee for at least 2 months after you enroll
- No deposit fees
First Progress Secured MasterCard®
- Full-feature Platinum MasterCard secured credit card
- No credit history or minimum credit score required for approval
- Monthly reporting to all 3 major credit bureaus to establish more credit history
- Quick & complete online application
Credit Score Alerts Find out when your Score changes. This could help you qualify for better interest rates and lower monthly payments on new loans. Find out how it's calculated, which factors impact it, and the best time to apply for credit.
Equifax 3-in-1 Monitoring with Credit Score Free 30-day trial offer. Get your Equifax score and receive alerts within 24 hours of key changes.
